Bloglogger Lair

Me. My thoughts. And they won't kill.

AUTHOR: DLAUPOSER
LOCATION: SINGAPORE

Tuesday, July 04, 2006

How Is Darren Able To Afford?!

Some may wonder how Darren is able to afford to go on holidays once every few years, or have the money to buy expensive dogs.

Some may even be red eyed.

Darren is still studying, doesn't have a steady income, and he's been taking so many taxi rides, and spending so much on food. How is Darren still able to afford to go overseas so often and what more, buy a dog!?

And so they assume that his mother must have lent or given him money to do these things. Then the rumour spreads like wild fire, and soon everyone thinks it must have been his mother who funded his overseas trips and such. Do you really think Darren needs to rely so much on his mother for some such enjoyment?

Sorry, as much as it may be the case for you, it is not the case for me.

As much as I would like to keep my financial status a secret, it might interest the rumour starters to know that not only was I able to afford to go overseas and buy pets; I was also able to pay my endowment premiums totalling about $1,200 each year for seven years in a row already. Yes, and without any help from my mother.

I can't stand it when people start baseless rumours on their assumptions, not facts.

Well, I tell you. Darren is able to afford to do these things because he compensates for the high expenditure on food and transport by not splashing too much money on designer goods, by not dining too often at expensive restaurants, or by changing his handphone frequently. He saves a decent sum by playing online games with his friends, something ignorant people will consider detrimental, instead of going out on weekends.

Detrimental as it is to your poor hapless soul, it saves a deal lot for me.

Besides, Darren saves what he earns. For example, when he worked at DFS for eight months the other time, he saved at least 60% of the salary he received, after giving money to his mother and spending the rest on daily expenses and outings on his off days. Darren doesn't just empty his account overnight after receiving his salaries! Also, Darren saves up the Chinese New Year collections he receives every year instead of spending them all in a flash.

If you don't have the discipline to save, then I guess you shouldn't look on me with too much jealousy when I go on overseas trips or enjoy life with the money I'd saved.

So here I would like to confirm once again that my mother has not lent me any money for, or sponsored my recent China trip, or for the buying of my pet husky, lest any loose mouths go away spouting nonsense again.

It's about inculcating the habit, the discipline to save.

It's about me having it, while you don't.

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